Notably, the association will cover brands like Williams Sonoma, Pottery Barn, Pottery Barn Teen, Pottery Barn Kids, West Elm and Mark & Graham.īacked by Visa payment network, the company expects to launch the new credit cards and loyalty enhancements before the end of 2021. In this regard, president and CEO of Williams Sonoma, Laura Alber, said, "Our partnership with Capital One will allow us to also provide enhanced rewards to our cardmembers, enabling them to earn and redeem across our family of brands." Also, it will act as exclusive long-term credit issuing partner. Per the agreement, Capital One will acquire the existing portfolio of Williams-Sonoma credit card accounts, subject to waiver of customary closing conditions. WSM recently announced a collaboration with Capital One Financial (“COF”) to launch the new co-brand and private-label credit card program. More details on software and accessibility are available at, Inc. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. ![]() Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. They still dish out $30K SLs for the right person, though.Ĭopyright ©2001- Fair Isaac Corporation. core cards), but they were right-sizing things at the time (you know economic trends, losses and pandemic). Of course, there was that one time when Capital One performed some haircuts for a bunch of folks (i.e. No reports came out of the Walmart SYNCB->Capital One migration. Now, If you have upwards or >$100K across all accounts with Capital One, who knows, but so far I haven't seen any 'slashings' when transitioning products. ![]() I'll see if can put in a good word for ya. Since you have very decent AGI and you rarely poke the bear (that I'm aware of), you should be fine - so don't close it. As far as CL adjustments, none were slashed, but CLIs dried up! Saks WEMC, NM and Menards are pretty high as well. Not IME, my Capital One QS is still $160K, Cabelas is still $20K, GM BuyPower is ~$15K (this one will be going to Goldman Sachs eventually as the portfolio was already acquired by them). Another wild thing coming up that is only 12.5k limit though. Thanks for the insight on previous transactions and limits havent been slashed on other cards that have acquired? Also wonder about my HSBC card as two banks are splitting it. Same for Neiman Marcus, Saks MC and Menards when they were acquired from HSBC. Yes, based on previous account transitions, Capital One will keep the entire history. I know it would just take a LOE for mortgage, but really don't want to deal with it if new account.ĭefinitely don't close it. Anyone know if Cap1 carries over history? Did they with walmart card? for you at an answer what you think. ![]() In middle of a mortgage for the next 4-5 months while house is being built.
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